No intention of stopping? We’ve got your back.

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Smiling older couple with backpacks standing on a rocky hillside overlooking a vast rural landscape.

No intention of stopping? We’ve got your back.

Lateral begins at 60.

If you see your 60s and 70s as a chance to do more, not less, step this way. Our thinking is dedicated to your health, wealth and happiness. And it starts with The Lateral Health Plan. By playing to the strengths of the NHS where relevant, while giving you the option of private care where appropriate, we’ve created affordable wraparound health insurance just for active people like you.

Smiling woman holding a planting pot in a lush garden surrounded by green shrubs and flowers.Smiling elderly woman holding a dirty gardening pot standing in a lush garden surrounded by various green plants.

There’s later life and there’s Lateral life.

We want to be your trusted partner for all the possibilities of life after work. The smart, creative support starts with our Lateral Health Plan.

Don’t get treated like any old over 60
Expertly created just for you
Every journey thoughtfully planned
Simply better experiences

Affordable health insurance that runs alongside your NHS care.

The new Lateral Health Plan lets the NHS do what it does best while giving you the option of private care where appropriate. It could be your next good life choice.

A price you’ve earned

Getting compliments on your age is great. Being rewarded for years of looking after yourself is even better. The Lateral Health Plan is only for fit and active people over 60. So, your premium can be lower than traditional health insurance. For a 67 year old, this would be only £150 per month.

Plays to the strengths of the NHS

The Lateral Health Plan will help you access the NHS care you’re entitled to more easily. You may not even realise how much choice you have within the NHS.

Fast track private

NHS not performing as well as you’d like for a certain condition? We’ll look at your private options for faster diagnosis or specialist treatment.

Care navigated by nurses

We talk about care, not just claims. Call our helpline and a qualified nurse will talk you through your best and most convenient options. By navigating the best of both worlds, we can get you quick access to the right NHS or private care for your needs.

Stay-healthy benefits

To help you track your health over time, there’s an annual health check included at no extra cost, worth £362. Other preventative benefits include a virtual GP or physio. Just book your slot.

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No intention of stopping? Join The Club.

Yes, this is an exclusive club. It’s for those enjoying later life with a track record of looking after themselves. People like you. So, what's on the menu?

  • Read insightful articles on everything from preventative health hacks to off-grid travel essentials.
  • Share ideas with our community of other Lateral thinkers on diet, exercise and ageing well.
  • Save some serious money with our partner offers, from whole body wellness supplements to guilt-free snacks and drinks.

Frequently asked questions

The Lateral Health Plan is a new approach to health insurance for the over 60s. So we know you’ll have questions. Here we answer some of the most commonly asked ones. If you need more, you can call our friendly and knowledgeable team on 0203 826 8898. Lines are open Monday to Friday, 9:00 am to 5:30 pm.

The Lateral Health Plan

When is the right time to buy?
Who can join the Lateral Health Plan?
What happens when you turn 80?

Navigating Care

How does nurse-led navigation work?
Do I need a GP referral first?
When will the NHS route be proposed?

Stay-Healthy Benefits

What happens at a Lateral Health Check?
What is included in the Virtual GP service?
Does the plan include physiotherapy?